What is a good portfolio for a young investor?

The default portfolio might be 60/40 (60% equity, 40% bonds), but Ullal says younger investors would probably go more toward 70/30 or 80/20 to start. Another consideration can give you a psychological edge as you invest, Rosenbluth says.

How do young investors break down their portfolio?

CFRA’s Ullal says another way a young investor could break down their portfolio is 70/20/10—70% in stocks, 20% in bonds, and 10% in alternative investments. Alternative investments, or “alts,” are basically any investments that aren’t stocks or bonds. This can include private equity, real estate, or in this case, commodities.

Should young people get a leg up on portfolio management?

Because of this, young people should get a leg up on portfolio management. Portfolio management refers to the process of selecting and managing a set of investments that align with an individual's financial goals. The goal of portfolio management is to maximize expected returns while minimizing risk by holding a diverse range of assets.